MC Nordea Aspirations Standard

MasterCard Nordea Aspirations Standard card allows the holder to make electronic payments taking advantage of revolving credit limit. Using your MasterCard Nordea Aspirations credit card you can pay for goods and services at over 20 million locations and withdraw cash from ATMs in Poland and abroad round-the-clock.

How does MasterCard Nordea Aspirations card work?

The credit card allows you to:

• utilise the credit limit extended by the bank, thus, you can make   purchases whenever you want and pay off the outstanding balance at a time convenient for you.
• to transfer money from the credit card account , through the net-bank,   to cover various payments, e.g. the telephone bill, the rent, etc.
• the use of an automatic repayment of debt - after specifying in the instruction the value of the debt to be repaid, the bank will make the repayment from the account indicated by you.
• safe payments - when making a transaction with a microchip-fitted card, a customer will always need to authorise it with his PIN.

How to pay off the outstanding balance?

MasterCard Nordea Aspirations credit card makes it possible to maintain a debit balance on condition that you make minimum payments after the end of each billing cycle. Every month you will receive a billing statement summarising all transactions, including the current outstanding balance and the required minimum payment.

Repayment due date and minimum payment

You can choose any repayment due date you like – thus, you decide yourself when you want to pay off the outstanding balance.

Grace period

If you repay the entire outstanding balance within 54 days, we will not charge any interest on your balance. After you repay the balance, the granted limit will be automatically renewed.

Credit limit for MasterCard Nordea Aspirations Standard card

is agreed individually and amounts to:

• min 1 000 PLN
• max. 10 000 PLN

if you are interested in higher credit limit - choose MasterCard Nordea Aspirations Gold.

Interest

Interest on MasterCard Nordea Aspirations credit card balances is one of the lowest on the market running at 12.5%.*

Insurance

Holders of MasterCard Nordea Aspirations Standard credit card and members of their families accompanying them on a journey are covered by an extensive insurance package.

Download: (In case of any discrepancy, the Polish language version shall prevail.)

• Notice of agreement cancellation (16,8 KB)

* The real APR calculated for a PLN 8000 limit, wholly used in the first month of using the card and paid off in equal parts during the 12 months, is 24,14 % as for 30.06.2006.