MC Nordea Aspirations Gold

Nordea Aspirations Gold card is a credit card. It allows the holder to withdraw cash from ATMs in Poland and abroad day and night.

Using MasterCard Nordea Aspirations credit card you can make electronic payments for goods and services at over 20 million points of sale.

The credit card allows you to:

• utilise the credit limit extended by the bank, thus, you can make   purchases whenever you want and pay off the outstanding balance at a time convenient for you.
• to transfer money from the credit card account , through the net-bank,   to cover various payments, e.g. the telephone bill, the rent, etc.
• the use of an automatic repayment of debt - after specifying in the instruction the value of the debt to be repaid, the bank will make the   repayment from the account indicated by you.

How to pay off the outstanding balance?

MasterCard Nordea Aspirations credit card makes it possible to maintain a debit balance on condition that you make minimum payments after the end of each billing cycle. Every month you will receive a billing statement summarising all transactions, including the current outstanding balance and the required minimum payment.

Repayment due date and minimum payment

You can choose any repayment due date you like – thus, you decide yourself when you want to pay off the outstanding balance.

Grace period

If you repay the entire outstanding balance within 54 days, we will not charge any interest on your balance. After you repay the balance, the granted limit will be automatically renewed.

Credit limit for MasterCard Nordea Aspirations Gold card

is agreed individually and amounts to:

• min. PLN 10 000
• max. PLN 50 000

Interest

Interest on MasterCard Nordea Aspirations credit card balances is one of the lowest on the market running at 12.5%.*

Insurance

Holders of MasterCard Nordea Aspirations Standard credit card and members of their families accompanying them on a journey are covered by an extensive insurance package.

* The real APR calculated for a PLN 8000 limit, wholly used in the first month of using the card and paid off in equal parts during the 12 months, is 28,45 % as for 30.06.2006.