Nordea Individual Retirement Account

Nordea IKE - Secure pension. High incomes, no tax.

Live life to the full once you retire

Make sure you have an additional source of income after you withdraw from the professional life. We offer an excellent way to supplement your pension. For everyone seeking simple, transparent and effective solutions, we have created Nordea Individual Retirement Account. Start saving money today so you can live life to the full once you retire.

Nordea Individual Retirement Account is the most effective form of a pension plan!

Benefits

Income exempt from tax

Saving up for your additional pension with Nordea Individual Retirement Account? Income earned on your savings is exempt from tax. Thanks to this, you are free to use it in the future.

Choice of Funds

It is up to you to decide how to invest your money. With Nordea Individual Retirement Account, you can choose a fund with an acceptable risk level that is most appropriate for you:

 Guarantee Insurance Capital Fund type E (in Polish)

 Safe Investment Insurance Capital Fund type E (in Polish)

 Balanced Insurance Capital Fund type E (in Polish)

 Dynamic Insurance Capital Fund type E (in Polish)

 Securities Insurance Capital Fund type E (in Polish)

At any given time, you have the right to change the Capital Fund you have selected and the contribution of your assets to the funds you have indicated.

The funds we offer are managed by PKO/Credit Suisse Asset Management Polska S.A., a recognised financial institution.

Flexible terms of contract

At any given time, you can make additional contributions to your account with Nordea Individual Retirement Account. Your contributions first is received on your Individual retirement Account, and any amounts in excess of the annual limits specified in the Individual Retirement Account Act are entered into the Auxiliary Account.

On the first anniversary of the contract, you can suspend the payment of contributions and change your insurance to a non-contributory one.

You are also offered the possibility to withdraw your funds accumulated on the Auxiliary Account.

Service

At any given moment you can check the current status of your account through the Web site www.twojapolisa.nordea.pl, after you have received your individual card and access code.

The offer of Nordea Individual Retirement Account is available from Nordea Bank Polska S.A. offices and the network of Nordea Towarzystwo Ubezpieczeniowe na Życie offices across Poland. Address data of the Bank and the Insurance Company offices is available from the Web site at www.nordea.pl or from the Help Desk at telephone no. 801 667 332.

The above information does not constitute an offer, nor does it form an integral part of an insurance contract in the meaning provided for in the Polish Civil Code. Prior to the acquisition of Nordea Individual Retirement Account, it is essential to become familiar with the General Terms and Provisions of Insurance and the Rules of Insurance Capital Funds.