Nordea Comfort credit line

Release the equity in your property

Nordea Comfort is a modern credit line on your personal account in an amount of up to 60% of the market value of your property.

How the Nordea Comfort credit line works

With Nordea Comfort, you gain

access to a practical, revolving credit line secured with mortgage. You can use the money for any purpose related to consumption, for example to:

  • buy a plot of land or investments in other properties
  • invest in a pension plan
  • invest in mutual funds or on the stock exchange
  • have your house or flat renovated
  • pay for your own or your children’s education
  • buy a car
  • go on exotic trips
  • pay back other loans.

Product features

  • a revolving credit line for 10 years, without the need to repay the principal and an option to roll over for further decades;
  • the credit is to be paid back within 30 years after the first 10 years,
  • the floor amount of the credit is PLN 30,000,
  • the credit line is extended in the Polish currency,
  • the ceiling amount corresponds to 60% of the market value of the property,
  • the credit line is secured with mortgage on the property,
  • the bank’s margin is fixed for the whole credit period,
  • a credit card exempted from charges in the first year of use.

Margin

We offer lower margins for our Silver and Gold customers participating in the Nordea Benefit Advantage Program.

Standard/ Bronze Customer Silver Customer Gold Customer
4.00% 3.50% 3.00%
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