Nordea Comfort credit line
Release the equity in your property
Nordea Comfort is a modern credit line on your personal account in an amount of up to 60% of the market value of your property.
How the Nordea Comfort credit line works
With Nordea Comfort, you gain
access to a practical, revolving credit line secured with mortgage. You can use the money for any purpose related to consumption, for example to:
- buy a plot of land or investments in other properties
- invest in a pension plan
- invest in mutual funds or on the stock exchange
- have your house or flat renovated
- pay for your own or your children’s education
- buy a car
- go on exotic trips
- pay back other loans.
Product features
- a revolving credit line for 10 years, without the need to repay the principal and an option to roll over for further decades;
- the credit is to be paid back within 30 years after the first 10 years,
- the floor amount of the credit is PLN 30,000,
- the credit line is extended in the Polish currency,
- the ceiling amount corresponds to 60% of the market value of the property,
- the credit line is secured with mortgage on the property,
- the bank’s margin is fixed for the whole credit period,
- a credit card exempted from charges in the first year of use.
Margin
We offer lower margins for our Silver and Gold customers participating in the Nordea Benefit Advantage Program.
| Standard/ Bronze Customer | Silver Customer | Gold Customer |
| 4.00% | 3.50% | 3.00% |