Consumer loan
If you are in need of cash, e.g. to buy a TV set or a foreign trip, we recommend a convenient consumer loan. The loan is repaid in monthly instalments by way of cash pay-ins, a bank transfer or instruction to debit a personal account.
Who is eligible for a consumer loan
A loan may be extended to a person having:
- full capacity to enter into legal transactions
- documented income derived from Bank-approved sources
- military service status: exempt or completed
- creditworthiness
A foreigner may obtain a loan upon fulfilling the following additional criteria:
- he/she should hold a permit to reside in Poland for a period not shorter than the crediting period, and
- he/she should be employed by a company having its registered office in the Republic of Poland
Crediting period
up to 3 years
Loan amount
- minimum: PLN 3 000
- maximum: PLN 50 000
Loan repayment options
- decreasing instalments
- equal instalments
- individually agreed loan repayment schedule - in cases where the loan is secured on a security deposit, blocked term deposit or where the Borrower is a holder of a Nordea VIP account (for at least 3 months)
Check out:
In order to obtain a consumer loan, you should:
- fill in an application
- present an ID document
- provide collateral as required by the bank
- sign an agreement
