Nordea Investor

Nordea Investor is a wide selection of funds offered under a life insurance policy. You can choose from among recognised funds, and additionally gain tax benefits which are unavailable in the case of direct acquisition of participation units of investment funds.

Benefits

Wide Selection – Optimum Profit

Within Nordea Investor, we offer:

• no handling charges for making payments and changing funds
  
• profitable tax solutions
  
• a wide selection of funds which give you an opportunity to divide your assets between funds with different levels of investment risk and the possibility of prospective earnings.

All funds are managed by recognised financial institutions with excellent results.

Profitable Tax Solution

• Investments in investment funds are made through Insurance Capital Funds, which means the tax on earnings derived from investments is only paid once, i.e. at the time of withdrawal of funds which have been allocated under Nordea Investor.
  
• You do not have to pay any tax upon changing funds included in the offer.
  
• Benefits of the policy are exempt from inheritance and gift tax and free from distraint in execution of judicial decisions up to 75% of their total amount (except for alimony claims).

A Flexible Solution

At any given time, you can:
- change funds free of charge (up to 12 times a year),
- make additional contributions,
- make partial or complete withdrawals.

Service

At any given moment, you can check the current status of your account through the Web site www.twojapolisa.nordea.pl, after you have received your individual card and access code. The Nordea Investor offer is available from Nordea Bank Polska offices. Address data of the Bank offices is available from the Web site at www.nordeabank.pl, or from the Help Desk at telephone no. 801 667 332.

The above information does not constitute an offer, nor does it form an integral part of an insurance contract in the meaning provided for in the Polish Civil Code. Prior to the acquisition of Nordea IRA, it is essential to become familiar with the General Terms and Provisions of Insurance and the Rules of Insurance Capital Funds.