Operating credit

The aim of granting the operating credit is to help you with financing your current business activity for example to finanse your current assets (inventory or receivables).

Client’s eligibility criteria
- has a current account with Nordea Bank or declaring intention to open such an account
- has been running a business for at least 6 months
- has an adequate credit capacity

Operating credit is also granted for financing the increase of current assets connected with the development of your company and for financing the seasonal needs.
- the terms of repayment depend on the current and future financial results, credit period and your the financial plans
- installments are paid monthly; there is a possibility to pay them quarterly or after a grace period
- interest is paid monthly on the actual debit
- interest rate is calculated on the current size of credit, not on the granted limit

Maximum size of credit depends on
- creditworthiness, on the company`s turnover
- required size of credit
- the ability to repay the facility and to pay the interest
- collateral

Credit period
up to 36 months

Additional information
For more information, please contact the nearest branch of Nordea Bank Polska S.A.
You can also talk to our consultant by phoning 0 801 667 332.