Auto Firm Loan
Dreaming of your own wheels? Head for the bank!
The loan is meant for:
- the purchase of a new or used car, lorry or another vehicle with the maximum load capacity not greater than 3.5 tonnes,
- refinancing the purchase of a new or used vehicle made within 3 months before applying for the loan,
- repaying a car loan given by another bank,
- financing one annual car insurance premiums (collision and comprehensive insurance, theft insurance, third party liability insurance and accident insurance),
- financing the loan arrangement fee,
- financing the court fee for making a record in the Register of Pledges
Loan features
Loan life
Established individually
Loan currency
The loan is denominated in PLN or indexed by the exchange rate to the EUR, USD or CHF
Loan amount
You can apply for a loan of:
- up to 90% of the price of the vehicle – if the loan is in PLN,
- up to 80% of the price of the vehicle – if the loan is indexed by the exchange rate to the EUR, USD or CHF
- amounting the outstanding balance of the refinanced loan.
Loan repayment
- equal or decreasing installment
- an optional grace period of up to 3 months in the repayment of the principal
Collateral
- a partial transfer of ownership or a registered pledge on the credited vehicle
- the assignment of the rights under the credit policy
- a statement of surrendering to enforcement
Advantages of Auto Firma
- a loan of up to PLN 100,000 is given on the basis of a simplified credit capacity assessment procedure,
- a tentative assessment of the credit capacity (credit simulation) right after the filing of the loan application (without any additional documents),
- an option to receive a loan promise after the credit simulation is completed,
- short loan processing time – with loans up to PLN 100,000, the credit decision even in one day,
- attractive interest rates – from as little as 8.1%
- no application processing fee,
- an option of a grace period of up to 3 months in the repayment of the principal,
- We finance cars purchased from a dealer, a commission shop or a private person.
Details
available from the nearest branch office of Nordea Bank Polska S.A.
You can contact our consultant at: 0 801 667 332. Call us – we will take care of the rest.