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Leasing

Nordea Finance Polska SA offers finance and operating lease services to corporate customers, supported by the expertise of the whole Group. We are a reliable financing partner that understands the local market.

Creating new opportunities in the Nordic and Baltic region

When it comes to financing we aim at offering you the best possible products and services in the Nordic and Baltic region. Our knowledge of key industries in the region and a very substantial number of companies may also be a valuable asset for your company.

As the leading Nordic group of finance companies, we have the resources to meet the needs of our customers. We implement the best practices in our field and are constantly developing new concepts.

Asset financing

All businesses at times need to invest in operational assets in order to function smoothly and to expand their operations. The most effective way of financing these investments is for the assets themselves to serve as collateral. Nordea Finance can make investments possible by supporting your business through its range of leasing alternatives. Together we will find the best way to satisfy your business needs.

Financial lease - when acquiring new assets

Financial lease aims to ownership of the asset. The leased asset is in your company’s balance sheet and the annual depreciations and the interest payments are your costs. At the end of the lease period and after paying all the monthly lease payments, the ownership of an asset is transferred to you. Financial leasing is convenient way to finance your investments, as the leased asset is the main collateral.

Operational lease - when you just want to use the asset

In operational lease the lessor depreciates the asset. The whole monthly lease payment is a tax deductible cost for you. The lease period and the residual value are determined by the depreciation rate of the asset At the end of the lease period you have an option to purchase the asset or you simply return it to us.

Advantages of leasing

Leasing offers you possibility to simplify your financial planning and budgeting and therefore you can increase your effective cash flow. Furthermore you get tax benefits. You can also expect payment structure adjusted to your financial situation. Leasing offers you quick and easy access to modern technology. You can also save other collateral for your other future financing needs.