eFirma and eFirma plus overdraft facility

Aiming to meet your expectations, we have created an overdraft facility, which is given on the basis of a simplified procedure. The overdraft limit depends on the monthly receipts on the account. The maximum overdraft limit amounts to PLN 100,000.

You can get a loan if you:

• have been running a business for at least 24 months
  
• you do not settle your tax liability with the Tax Office based on the tax card
  
• you have been running a profitable business

How to get a loan?

If you opened your account via the Internet:

1. Nordea Electronic Banking system.
2. Nordea branch of your choice.

Send your documents to:

Nordea Bank Polska S.A.
Oddział Internetowy
ul. Na Ostrowiu 1
80-873 Gdańsk

When the documents are received by the Bank, our consultant will notify you about it by phone, a text message or e-mail. We will make a decision about the allocation of the overdraft within 5 days of the receipt of the required documents.

If you opened your account at the Nordea branch:

1. the loan application
   
2. the required documents

We will make a decision about the allocation of the overdraft within 5 days of the receipt of a full set of the required documents.

Advantages of the overdraft facility on the eFirma account or eFirma plus account

• minimum required formalities,
  
• beneficial interest rates,
  
• no application processing charge,
  
• provided for 12 months with an option to roll over for subsequent periods,
  
• the only collateral for a facility of up to PLN 50,000 (for representatives of the mentioned professions - check it) is a statement of surrendering to enforcement and the authorization to operate on the account.

Details

Available from the nearest branch of Nordea Bank Polska S.A.
Your can also sent us your query by filling in this short form.
You can also use our call center at 801 667 332.